Gold Loan, Chit Fund or Nidhi: Choosing the Right ERP
Gold loan, chit fund, Nidhi and co-operative society software look similar but solve very different problems. Here is how to pick the right ERP for your licence and your risks.
AI based ERP & mobile apps
Arvension Technologies builds ready-to-deploy, AI enabled ERP systems with their own mobile apps: School, College, Hostel, Library, Mess, Store, Construction, Microfinance, Chit Fund, Gold Loan, Nidhi and Multi State Co-operative Society ERP. Made in Technopark, Trivandrum, trusted by 100+ clients.
One partner for every ERP your institution or finance company needs
Every product below is built by our own team, comes with its own mobile apps, and is tailored to the way Indian institutions and lenders actually work. Pick a solution to see modules, apps and AI features.
Admissions, fees, attendance, exams and parent communication in one AI-assisted platform.
Parent App · Teacher App
See featuresComplete school ERP plus parent app, driver app and live school-bus GPS with student punch-in.
Parent App · Driver & Attendant App · Admin Tracking Console
See featuresAdmissions, academics, exams, fees, placements and alumni for colleges and universities.
Student App · Faculty App
See featuresRoom allocation, hostel fees, in/out register, visitors, complaints and mess in one place.
Warden App · Student & Parent App
See featuresCataloguing, barcode issue/return, fines, reservations and digital library access.
Member App
See featuresUnlimited branches and staff, with customer app, live field-agent tracking and staff attendance punch-in.
Customer Mobile App · Field Agent Live Tracking App · Staff Attendance Punch-in App
See featuresChit groups, auctions, subscriber ledgers, dividend and prize payments with subscriber and agent apps.
Subscriber App · Agent Collection App · Staff Attendance Punch-in App
See featuresGold appraisal, loan, interest, auction and vault control with customer, agent and attendance apps.
Customer App · Field Agent App · Staff Attendance Punch-in App
See featuresDeposits, loans and member accounts for Nidhi companies, with a special Directors app and customer apps.
Directors App · Member / Customer App · Field Agent Live Tracking App · Staff Attendance Punch-in App
See featuresComplete MSCS ERP: members, deposits, loans, accounts and reports with all mobile apps.
Member App · Field Agent Live Tracking App · Staff Attendance Punch-in App · Directors App
See featuresAn ERP is only as good as the phones in your people's hands
Our ERPs ship with native-feeling Android and iOS apps for the people who actually use them every day: customers, parents, drivers, field agents, supervisors, staff and directors.
Balances, fees, receipts, attendance and notifications on the customer's own phone.
See every collection agent on a live map with route history, visits and offline collection.
GPS and selfie based attendance with geo-fencing, so payroll is always accurate.
A dedicated app for directors and owners with approvals, branch performance and alerts.
Software that does more than store data
Traditional ERP records what already happened. Ours also warns you about what is about to happen, so your team acts early. We also build AI enabled websites and chat apps that win you new enquiries around the clock.
Spot defaulters, dropouts, cost overruns and low stock before they hurt.
Dashboards that explain what changed and what to do next, not just charts.
Chat assistants that answer customers and parents in their own language.
Anomaly and fraud alerts on collections, pledges, attendance and stock.
From first call to live in a few weeks
Tell us how your institution or company works. We show the matching ERP and apps live, on your own use case.
We configure branches, fees or loan products, roles and reports, and import your existing Excel or old software data.
Staff are trained in simple language. We launch the web ERP and the mobile apps together and stay beside you in week one.
Ongoing support, updates and new features. Add branches, users and apps as your business grows.
A product company from Technopark, building since 2017
Arvension Technologies LLP is a software company based in Technopark Phase 1, Trivandrum, Kerala. We have spent nine years building ERP systems and mobile apps for institutions and finance companies, and we now ship them as ready-to-deploy, AI enabled products.
You get a team that understands school fee cycles, JLG collection centres, gold pledge rules and construction site realities, not a generic vendor learning your industry on your budget.
We provide AI based School, College, Hostel, Library, Mess, Store and Construction management systems, plus Microfinance, Chit Fund, Gold Loan, Nidhi and Multi State Co-operative Society ERP, along with AI enabled websites and chat apps.
Yes. Depending on the product you get customer, parent, member, driver, field agent, staff attendance, supervisor and directors apps for Android and iOS.
Our Microfinance, Chit Fund, Gold Loan, Nidhi and Multi State Co-operative Society ERPs support unlimited branches, staff and customers.
Yes. Because we own the code, fields, workflows, approvals, reports and branding can be customised to your organisation.
The driver app shares live GPS, students punch in and out when boarding, and parents get notifications and a live map in the Parent App. Management sees all buses on one console.
We are in Technopark Phase 1, Trivandrum, Kerala. Call or WhatsApp +91 91421 25724 or email arvension@gmail.com to book a free online or on-site demo.
Gold loan, chit fund, Nidhi and co-operative society software look similar but solve very different problems. Here is how to pick the right ERP for your licence and your risks.
Live GPS is only half the story. Boarding punch-in, arrival alerts and a parent app that works in minutes are what win admissions and trust.
Choosing a microfinance ERP in 2026? Here is the checklist I give every NBFC-MFI: unlimited branches, field-agent tracking, offline collection, customer apps and AI risk scoring.
Tell us your business. We'll show you the ERP.
4th floor, Module no.-6, Gayathri building, Technopark Phase 1, Trivandrum, Kerala, India - 695581
Mon - Sat: 09:30 AM - 05:30 PM